SC State Housing Hardest Hit Fund

SC State Housing Hardest Hit Fund

SC State Housing Hardest Hit Fund offers $15,000 in down payment assistance and an FHA fixed rate first mortgage loan for the purchase of an existing home (new construction properties are not eligible) in 24 specific zip codes in Richland, Lexington, and Sumter Counties.

·     Minimum credit score 620

·     Homebuyer education required

·     SC Housing’s maximum household income and sales price limits apply

·     The $15,000 down payment assistance is a 10 year 2nd mortgage lien with zero interest and no payments

·     Funding is limited and is being offered on a first come, first served basis

Properties must be located in one of these hardest hit zip codes

 

Lexington – 29006, 29033, 29053, 29063, 29070, 29073, 29210, 29123,29160, 29170, 29172

 

Richland – 29016, 29040, 29052, 29061, 29063, 29203, 29204, 29209, 29210

 

Sumter –  29044, 29104, 29128, 29150, 29153, 29154