The First Step in Buying a Home

Getting pre-approved shows that you are a serious buyer. Being pre-approved can also help to speed up the process. Taking the time to talk with a mortgage lender will help to determine how much home you can afford based on the 4C’s

1- Capacity – your current and future ability to make payments

2- Capital – The money, savings and investments you have that can be quickly sold for cash

3-Collateral – The home or type of home that you would like to purchase.

4-Credit – your history of paying bills or other debt on time.

Are you planning on buying a home this year? Show homeowners that you are serious about buying by getting pre-approved for a mortgage! Let’s get together to help you take the first step in making your dream of buying a home a reality.