First Citizens Home Ownership Mortgage Express (HOME)

Columbia South Carolina’s branch of First Citizens bank realize and appreciate that you have worked hard, Planned ahead, and saved for your new home purchase.

When it is time to buy, they want to help make the process a little easier.

With the Home Ownership Mortgage Express (HOME) program:

Features:
1-100% financing
2-First time homebuyers and previous homeowners are eligible
3-No income limits
4-No Private Mortgage Insurance requirement means lower monthly payments
5-Total payment may be lower than a down payment
6-$250 credit available for buyers who complete a home-buyer program from a HUD approved agency

With the Home Ownership Mortgage Express (HOME) program you can save your cash for other costs and needs such as:

1-Upgrades to your new home
2-Eliminate other bills
3-Moving and setting -in costs